ELANLINK
  1. Acquiring
ELANLINK
  • Guides
    • Welcome
    • Interface
  • API Reference
    • Introduction
    • Endpoints
    • Data Types
    • Signing
    • 3-D Secure Verification
    • Subscription
    • Errors
    • Webhooks
    • Items Information
    • Changelog
    • Acquiring
      • Create a direct payment
        POST
      • Create a redirect (iFrame) payment
        POST
      • Capture a transaction
        POST
      • Review a transaction
        POST
      • Cancel a transaction
        POST
      • Cancel a subscription
        POST
      • Query a transaction
        POST
      • Refund a transaction
        POST
      • Search a refund transaction
        POST
      • Create a payout
        POST
      • Optimise payment methods
        POST
      • Update an order
        POST
  • Appendix
    • Test Cards
    • Bank Code
    • Country Code
    • Currency Code
    • Payment Methods
  1. Acquiring

Create a payout

POST
/v1/payout
Create a payout request
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://test.your-api-server.com/v1/payout' \
--header 'Content-Type: application/x-www-form-urlencoded' \
--data-raw '{
    "merchant_id": "1000601",
    "account_id": "1000601001",
    "beneficiary": {
        "additional_info": {
            "business_area": "Travel",
            "business_phone_number": "689342234",
            "business_registration_number": "IT593003",
            "personal_email": "john.walker@gmail.com",
            "personal_id_number": "1234567890",
            "personal_id_type": "CHINESE_NATIONAL_ID",
            "personal_mobile_number": "+861234123412",
            "personal_net_monthly_average_income": "4000",
            "personal_phone_country_code": "BR",
            "personal_phone_area_code": "18",
            "personal_fiscal_country": "BR"
        },
        "address": {
            "city": "Melbourne",
            "country_code": "AU",
            "postcode": "3000",
            "state": "VIC",
            "street": "Rua Barão do Rio Branco",
            "number": "310",
            "street_address": "15 William Street",
            "complement": "Apt. 44 A"
        },
        "person_documents": [
            {
                "file_type": "application/pdf",
                "file_url": "http://somedomain.com/document-x.pdf",
                "labels": [
                    "person-cpf"
                ]
            }
        ],
        "bank_details": {
            "account_currency": "AUD",
            "account_name": "Lee Da Ming",
            "owner_document_number": "0147258369",
            "account_number": "12750852",
            "bank_account_category": "Checking,Savings,Vista,Maestra",
            "bank_branch": "Melbourne",
            "bank_country_code": "AU",
            "bank_code": "ccb",
            "bank_name": "National Australia Bank",
            "bank_street_address": "500 Bourke Street, Melbourne 3000, Australia",
            "binding_mobile_number": "654897612345",
            "iban": "ES8023100001180000012345",
            "swift_code": "CTBAAU2S",
            "transaction_reference": "4140110135"
        },
        "company_name": "Complete Concrete Pty Ltd",
        "date_of_birth": "1976-08-26",
        "entity_type": "COMPANY",
        "first_name": "John",
        "last_name": "Walker"
    },
    "beneficiary_id": "0123456789",
    "client_data": "string",
    "fee_paid_by": "PAYER",
    "payer": {
        "additional_info": {
            "business_registration_number": "EU300503",
            "business_registration_type": "Partnership",
            "external_id": "1234567890",
            "personal_email": "james.smith@google.com",
            "personal_id_number": "1234567890",
            "job": "housewife"
        },
        "address": {
            "city": "Melbourne",
            "country_code": "AU",
            "postcode": "3000",
            "state": "VIC",
            "street_address": "15 William Street"
        },
        "company_name": "Complete Concrete Pty Ltd",
        "date_of_birth": "1976-08-26",
        "entity_type": "COMPANY",
        "first_name": "James",
        "last_name": "Smith"
    },
    "payment_amount": "10000",
    "payment_currency": "AUD",
    "payment_date": "2017-03-24",
    "payment_method": "SWIFT",
    "reason": "travel",
    "reference": "PMT1936398",
    "request_id": "ebe1ac96-641d-458f-a49e-bbbae9ea40c4",
    "source_amount": "10000",
    "source_currency": "CNY",
    "swift_charge_option": "SHARED",
    "fund_source": "DepositAccount",
    "notify_url": "https://www.example.com",
    "encryption_data": "fjlkr0fdsajlfdsaoiurjlewqnfdsakfhlksanfdsa;jkldsahk3yrnfdsa"
}'
Response Response Example
{
    "merchant_id": "1000601",
    "account_id": "1000601001",
    "amount_beneficiary_receives": 99996,
    "amount_payer_pays": 10004,
    "beneficiary": {
        "additional_info": {
            "business_area": "Travel",
            "business_phone_number": "689342234",
            "business_registration_number": "IT593003",
            "personal_email": "john.walker@gmail.com",
            "personal_id_number": "1234567890",
            "personal_id_type": "CHINESE_NATIONAL_ID",
            "personal_mobile_number": "+861234123412",
            "personal_net_monthly_average_income": "4000",
            "personal_phone_country_code": "BR",
            "personal_phone_area_code": "18",
            "personal_fiscal_country": "BR"
        },
        "person_documents": [
            {
                "file_type": "application/pdf",
                "file_url": "http://somedomain.com/document-x.pdf",
                "labels": [
                    "person-cpf"
                ]
            }
        ],
        "address": {
            "city": "Melbourne",
            "country_code": "AU",
            "postcode": "3000",
            "state": "VIC",
            "street": "Rua Barão do Rio Branco",
            "number": "310",
            "street_address": "15 William Street",
            "complement": "Apt. 44 A"
        },
        "bank_details": {
            "account_currency": "AUD",
            "account_name": "Lee Da Ming",
            "owner_document_number": "0147258369",
            "account_number": "12750852",
            "bank_account_category": "Checking,Savings,Vista,Maestra",
            "bank_branch": "Melbourne",
            "bank_country_code": "AU",
            "bank_name": "National Australia Bank",
            "bank_street_address": "500 Bourke Street, Melbourne 3000, Australia",
            "binding_mobile_number": "654897612345",
            "iban": "ES8023100001180000012345",
            "local_clearing_system": "ACH",
            "swift_code": "CTBAAU2S",
            "transaction_reference": "4140110135"
        },
        "company_name": "Complete Concrete Pty Ltd",
        "date_of_birth": "1976-08-26",
        "entity_type": "COMPANY",
        "first_name": "John",
        "last_name": "Walker"
    },
    "beneficiary_id": "0123456789",
    "created_at": "2017-03-22T16:08:02+1100",
    "failure_reason": "Insufficient funds",
    "failure_type": "UNKNOWN",
    "fee_amount": 4,
    "fee_currency": "AUD",
    "last_updated_at": "2017-03-24T18:00:02+1100",
    "client_data": "string",
    "fee_paid_by": "PAYER",
    "payer": {
        "additional_info": {
            "business_registration_number": "EU300503",
            "business_registration_type": "Partnership",
            "external_id": "1234567890",
            "personal_email": "james.smith@google.com",
            "personal_id_number": "1234567890",
            "job": "housewife"
        },
        "address": {
            "city": "Melbourne",
            "country_code": "AU",
            "postcode": "3000",
            "state": "VIC",
            "street_address": "15 William Street"
        },
        "company_name": "Complete Concrete Pty Ltd",
        "date_of_birth": "1976-08-26",
        "entity_type": "COMPANY",
        "first_name": "James",
        "last_name": "Smith"
    },
    "payer_id": "string",
    "payment_amount": "10000",
    "payment_currency": "AUD",
    "payment_date": "2017-03-24",
    "payment_method": "SWIFT",
    "reason": "travel",
    "reference": "PMT1936398",
    "request_id": "ebe1ac96-641d-458f-a49e-bbbae9ea40c4",
    "transaction_id": "137493443214324327987432",
    "short_reference_id": "20170322-9F6ML2",
    "source_amount": "10000",
    "source_currency": "CNY",
    "status": "COMPLETED",
    "swift_charge_option": "SHARED",
    "fund_source": "DepositAccount",
    "encryption_data": "agatetsshry4534fs52435345345"
}

Request

Header Params
Content-Type
string 
required
Example:
application/x-www-form-urlencoded
Body Params application/json
merchant_id
string 
required
Merchant Code or Merchant ID or Merchant Number
<= 7 characters
Example:
1000601
account_id
string 
required
Subaccount ID or Gateway Number
<= 10 characters
Example:
1000601001
beneficiary
object 
optional
Details for the beneficiary in the payment request. If beneficiary_id provided in the payment request then beneficiary should be empty
additional_info
object 
optional
Additional information about the beneficiary
person_documents
array [object {3}] 
optional
Beneficiary's person documents
address
object 
required
Beneficiary's address details
bank_details
object 
required
Beneficiary's bank account details where the payment will be credited
company_name
string 
optional
Company name of the beneficiary
Example:
Complete Concrete Pty Ltd
date_of_birth
string 
optional
beneficiary date of birth
Example:
1976-08-26
entity_type
string 
required
Entity type of the beneficiary
Example:
COMPANY
first_name
string 
optional
First name of the beneficiary
Example:
John
last_name
string 
optional
Last name of the beneficiary
Example:
Walker
beneficiary_id
string 
optional
A beneficiary_id previously generated by utilising the Contact API. This may be provided in place of the beneficiary section and should be empty if the beneficiary fields are provided
Example:
0123456789
client_data
string 
optional
Free text field available to you; can be populated with any additional identifiers that may be required for the payment
Example:
string
fee_paid_by
string 
optional
Denotes whether PAYER/BENEFICIARY will be liable for the payment fees, and it affects the actual amount the beneficiary receives
Example:
PAYER
payer
object 
optional
Details for the payer in the payment request. If payer_id provided in the payment request then payer should be empty
additional_info
object 
optional
Additional information about the payer
address
object 
required
Payers's address details
company_name
string 
optional
Company name of the payer
Example:
Complete Concrete Pty Ltd
date_of_birth
string 
optional
Payer's date of birth
Example:
1976-08-26
entity_type
string 
required
Entity type of the payer
Example:
COMPANY
first_name
string 
optional
First name of the payer
Example:
James
last_name
string 
optional
Last name of the payer
Example:
Smith
payment_amount
string 
optional
Payment amount in payment_currency
Example:
10000
payment_currency
string 
required
Payment amount in payment_currency
Example:
AUD
payment_date
string 
optional
Date when payment should be made
Example:
2017-03-24
payment_method
string 
optional
Payment method, i.e. SWIFT, LOCAL
Example:
SWIFT
reason
string 
required
Reason for the payment instruction
Example:
travel
reference
string 
required
A user specified reference that will be displayed to the beneficiary on the payment transaction with their bank
Example:
PMT1936398
request_id
string 
required
A unique request ID specified by the client. Payout creation requests with a request_id that has been used in the past 7 days are treated as duplicated payout and cannot be processed. When you are not sure about the outcome of a payout creation request, e.g. when there are network issues or system failures such as timeout, you can try to get a payout with this request_id to find out. Note: Can be non-UUID as long as it is unique among the requests within the past 7 days.
Example:
ebe1ac96-641d-458f-a49e-bbbae9ea40c4
source_amount
string 
optional
Source amount in source_currency
Example:
10000
source_currency
string 
optional
Source currency, i.e. the currency that the Payer uses to fund the payment, 3-letter ISO 4217 currency code
Example:
CNY
swift_charge_option
string 
optional
(For SWIFT payments only), specify who should bear SWIFT charges, either SHARED (default) or PAYER
Example:
SHARED
fund_source
string 
required
fund source, Accepted values are:
Credit
Debit
Prepaid
DepositAccount
MobileMoneyAccount
Cash
Example:
DepositAccount
notify_url
string 
optional
The merchant customized URL address where the payment notification will be sent to
Example:
https://www.example.com
encryption_data
string 
required
Digital signature information:
encryption_data=sha256(merchant_id + account_id + request_id + payment_currency + payment_amount + sign_key);
All encryption parameters need to remove spaces before encryption.
Examples

Responses

🟢200Success
application/json
Body
merchant_id
string 
required
account_id
string 
required
amount_beneficiary_receives
integer 
required
amount_payer_pays
integer 
required
beneficiary
object 
required
additional_info
object 
required
person_documents
array [object {3}] 
required
address
object 
required
bank_details
object 
required
company_name
string 
required
date_of_birth
string 
required
entity_type
string 
required
first_name
string 
required
last_name
string 
required
beneficiary_id
string 
required
created_at
string 
required
failure_reason
string 
required
failure_type
string 
required
fee_amount
integer 
required
fee_currency
string 
required
last_updated_at
string 
required
client_data
string 
required
fee_paid_by
string 
required
payer
object 
required
additional_info
object 
required
address
object 
required
company_name
string 
required
date_of_birth
string 
required
entity_type
string 
required
first_name
string 
required
last_name
string 
required
payer_id
string 
required
payment_amount
string 
required
payment_currency
string 
required
payment_date
string 
required
payment_method
string 
required
reason
string 
required
reference
string 
required
request_id
string 
required
transaction_id
string 
required
short_reference_id
string 
required
source_amount
string 
required
source_currency
string 
required
status
string 
required
swift_charge_option
string 
required
fund_source
string 
required
encryption_data
string 
required
Modified at 2025-04-21 07:36:01
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